This material is for informational purposes only and is not intended as an offer to sell or a solicitation of an offer to buy any security.  It merely provides information and/or alternatives that Coastal believes is appropriate for your consideration.  Although this information has been obtained from sources which Coastal believes to be reliable, Coastal does not guarantee it is accurate or complete, and it should not be relied upon as such.  All assumptions, opinions and estimates constitute Coastal's judgment as of this date and, along with prices and yields, are subject to change without notice.  The returns shown consider prepayment assumptions that may or may not be met.